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In the event of pre-mature termination of the IA services in terms of agreement, the client shall be refunded the fees for unexpired period. However, IA may retain a maximum breakage fee of not greater than one quarter fee.
The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this Site. While FIA has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors.
The information provided on this Site is provided "AS IS", "AS AVAILABLE" and is provided by way of a simple summary. FIA does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this Site, and FIA expressly disclaims liability for errors or omissions in these materials. FIA makes no commitment to update the information contained in this Site. Accordingly, you are advised to read the relevant Offer Document/Scheme Information Document/Statement of Additional Information for further information.
All materials and contents found in this Site are strictly for information purposes only and should not be considered as an offer, or solicitation, to deal in any of the funds or products found in this Site. Any forecasts or projections or forward looking statements made whether by FIA or any other party in this Site are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies. These statements are only predictions and actual events or results may differ. While certain tools available on the Site may provide general investment or financial analysis based upon your personalized input, such results are not to be construed as our providing investment recommendations or advices. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. You are advised to make your independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. Any opinion or estimate contained in this Site is made on a general basis and neither FIA nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Accordingly, FIA expressly disclaims all liability for the use or interpretation by others of information contained in this Site or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Decisions based on information contained in this Site is your sole responsibility, and in exchange for using this Site, you agree to hold FIA, its subsidiaries and affiliates harmless against all and any claims for damages arising from any decisions that you make based on such information.
Investments in the mutual funds are not deposits or other obligations of, or guaranteed or insured by FIA or any other fund house or fund manager referred to in this Site or their affiliates and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance. The value of the mutual funds and the income from them may fall as well as rise. All applications for mutual funds must be made on the application form accompanying the Offer Document/Scheme Information Document/Statement of Additional Information. Investors should read the Offer Document/Scheme Information Document/Statement of Additional Information for details.
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This exclusion clause shall take effect to the fullest extent permitted by law.
FIA makes no representations whatsoever about any other web site which you may access through this Site. When you access a non-FIA web site, please understand that it is independent from FIA, and that FIA has no control over the content on that web site. In addition, a link to a non-FIA web site does not mean that FIA endorses or accepts any responsibility for the content, or the use, of such web site and FIA shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. FIA makes no representation or warranty as to any third party products.
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You have been provided with an account ("Account"), a Login Name ("Login Name") and password ("Password") specific to your Account which you may use to navigate and carry out transactions on this Site.
You shall :-
In no circumstances shall FIA be liable to you in any way whatsoever for any loss, damage, costs, expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, Login Name or Password
You shall have no rights, title, interests over your Account, Login Name or Password. FIA shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, Login Name or Password. FIA shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, Login Name or Password or the contents of the Account.
The Account is made possible by your adviser (whom you have transacted your investments) and FIA. You should contact your adviser regarding any matters about your Account.
The Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and that such unreliability is beyond the control of FIA. You acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information which may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. You further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by you. You acknowledge and agree that it will not usually be possible to cancel an Instruction after it has been given.
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