Blog by Niranjan K

Life is uncertain, you should always be prepared and expect the unexpected. Embracing a positive mindset can always help you deal with any difficult situation. And, the positive mindset and confidence come as a result of solid planning. If you are not well prepared, any unexpected event like a sudde...

Financial planning is a roadmap that guides you throughout your life towards financial freedom. Financial planning is an ongoing process for achieving future financial independence. It is important to create an effective financial plan that can address your current needs, match your present financia...

There are various reasons to save money. Emergencies may arise anytime, for which you would need money. You would also need to set aside money for unexpected happenings, future fallbacks, and all major milestones of your life. Saving money today allows you to enjoy greater financial security in the ...

Personal finance can be an intimidating concept. Knowing where to start with, how much to save for each goal, how much insurance to avail and how to pay off your debts etc, you need time, energy, and expertise. Most of the financial decisions that you make are life-shaping and are to supplement your...

Evaluate your Current Financial Situation

Before you think of investing, get a clear picture of your present financial status. List out the entire reservoir you have such as salary, bank savings or investments like shares or unit trusts. Also make a list of financial obligations such as debts you owe...