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How to decide if you need a financial planner?

04.02.23 01:52 PM - By Niranjan K - Comment(s)
How to decide if you need a financial planner?


No other phrase in finance is as ubiquitous today as ‘Do your own research’ or simply, DYOR. It is the hue and cry of almost every voice in modern finance. No more eggs in a basket, no buy what you know, none of the other old banalities of financial literature. Now, everything is all DYOR....

Why are we allergic to Insurance?

04.02.23 01:50 PM - By Niranjan K - Comment(s)
Why are we allergic to Insurance?


The insurance industry is still growing in India. As per the analysis of industry data and government data, 988 million Indians do not have any kind of life insurance to protect their family in the time of need or during an unfortunate event. That means, almost 75% of our country’s population is uni...

Are you moving towards or away from Financial Independence?

04.02.23 01:49 PM - By Niranjan K - Comment(s)
Are you moving towards or away from Financial Independence?


Everyone wants to achieve financial freedom early in their life. Financial independence is not just having money or getting rich, it is much more than that. If you have reached a status where you have enough income to take care of your comfortable living for the rest of your life without having to e...

Why an emergency fund is important

04.02.23 01:40 PM - By Niranjan K - Comment(s)
Why an emergency fund is important


Life is uncertain, you should always be prepared and expect the unexpected. Embracing a positive mindset can always help you deal with any difficult situation. And, the positive mindset and confidence come as a result of solid planning. If you are not well prepared, any unexpected event like a sudde...

Financial Planning for Beginners

04.02.23 01:30 PM - By Niranjan K - Comment(s)
Financial Planning for Beginners


Financial planning is a roadmap that guides you throughout your life towards financial freedom. Financial planning is an ongoing process for achieving future financial independence. It is important to create an effective financial plan that can address your current needs, match your present financia...