In today’s fast-paced and consumption-driven world, individuals are constantly influenced to spend more, upgrade faster, and live bigger. While aspirations are important, long-term financial stability depends on one fundamental principle: understanding the difference between needs and wants. This cl...
Blog by Shrisha
Of Necessities, Delights and Fiscal Virtue
31.12.25 09:27 AM - Comment(s)
Towards an Operative Wealth-Accumulation
24.12.25 10:18 AM - Comment(s)
Helping You Build a Strong Financial Future
In today’s fast-moving world, money grows only when it is managed with discipline, strategy, and the right guidance. Whether you’re a first-time investor or someone who already has a portfolio, the truth is simple: your wealth should work harder than you do...
Deconstructing the Inflation-Adjusted Corpus
22.12.25 09:10 AM - Comment(s)
We often hear that a ₹10,000 monthly SIP can create a strong financial future. And it’s true—SIPs are one of the best tools for wealth creation. But there’s a hidden truth that many investors overlook:
Your SIP must beat inflation, otherwise your “crore” will not be worth a crore in the future.
L...
Systematic Asset Migration for De-Risking Entry
15.12.25 07:43 AM - Comment(s)
Market timing is one of the biggest challenges for investors. Many investors hesitate to invest a lump sum in equity markets due to volatility and fear of short-term losses. This is where a Systematic Transfer Plan (STP) becomes a powerful and disciplined investment strategy. An STP allows investors...
The Quiet Erosion of Retirement Wealth — And How to Halt It
11.12.25 10:47 AM - Comment(s)
Retirement planning is not just about earning well or choosing the right investments. It is also about avoiding the everyday money leaks that quietly eat into long-term savings. These leaks are subtle and often hidden inside routine habits, emotional decisions, or poor financial planning. Over time,...
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