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Deconstructing the Inflation-Adjusted Corpus

22.12.25 09:10 AM - By Shrisha - Comment(s)
Deconstructing the Inflation-Adjusted Corpus
We often hear that a ₹10,000 monthly SIP can create a strong financial future. And it’s true—SIPs are one of the best tools for wealth creation. But there’s a hidden truth that many investors overlook:
Your SIP must beat inflation, otherwise your “crore” will not be worth a crore in the future.

L...


Systematic Asset Migration for De-Risking Entry

15.12.25 07:43 AM - By Shrisha - Comment(s)
Systematic Asset Migration for De-Risking Entry

Market timing is one of the biggest challenges for investors. Many investors hesitate to invest a lump sum in equity markets due to volatility and fear of short-term losses. This is where a Systematic Transfer Plan (STP) becomes a powerful and disciplined investment strategy. An STP allows investors...

The Quiet Erosion of Retirement Wealth — And How to Halt It

11.12.25 10:47 AM - By Shrisha - Comment(s)
The Quiet Erosion of Retirement Wealth — And How to Halt It

Retirement planning is not just about earning well or choosing the right investments. It is also about avoiding the everyday money leaks that quietly eat into long-term savings. These leaks are subtle and often hidden inside routine habits, emotional decisions, or poor financial planning. Over time,...

Compounding Trajectories

24.11.25 08:49 AM - By Shrisha - Comment(s)
Compounding Trajectories
A Mutual Fund SIP (Systematic Investment Plan) is one of the most trusted and disciplined ways to create long-term wealth. By investing a fixed amount regularly, investors can harness the power of compounding and ride through market ups and downs with ease. However, despite its growing popularity, m...

The Foundational Fallacy in Personal Finance

18.11.25 08:32 AM - By Shrisha - Comment(s)
The Foundational Fallacy in Personal Finance

When it comes to personal finance, most people face a common dilemma: Which insurance should I buy? And what is better—Mutual Funds or Insurance?
The truth is simple: insurance and investments are not competitors. They serve two completely different purposes in a financial plan. Yet, because of marke...